The belief that you need a lot of money to start a business stops many students before they begin, and for most types of businesses today, it is simply not true. Plenty of successful ventures start with almost nothing, especially service and skill based businesses, and the internet has dramatically lowered the cost of reaching customers.
Service businesses in particular need very little capital, because you are selling your skill and time rather than a product that must be manufactured or stocked. Tutoring, design, writing, editing, consulting, social media management, photography, and similar work can often be started with just a phone or laptop and an internet connection. Even product businesses can start small, by making limited quantities, taking orders before producing, or reselling without holding heavy inventory. The tools you need for marketing, communication, and even basic operations are largely free or cheap, since social media, messaging, and free versions of software cover most early needs.
What you genuinely need far more than money is a skill or something valuable to offer, a real customer willing to pay, and your own time and effort. Money becomes necessary mainly for scaling, meaning growing beyond what you can do alone, or for capital heavy businesses like manufacturing or physical stores. At the starting stage, the smarter approach is to keep costs as low as possible, avoid spending on things that look impressive but do not bring customers, and let early revenue fund your growth rather than borrowing. Being forced to start lean is actually an advantage, because it makes you focus on what customers will actually pay for, which is the most important lesson in business.
Example: A student can start a content writing or tutoring business with nothing but a laptop and internet, funding any later growth from the money the business itself earns.
One practical tip: Start with a service or skill based business that needs almost no capital, and let early revenue fund growth. Lack of money is rarely the real barrier at the beginning.